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These descriptions are presented as a guide since many variables such as terrain, drainage and intensity can alter the descriptions.
0.01" The first measurable amount of rainfall reported by The National Weather Service. This would not leave puddles on the ground and would slightly wet the surface. Example: A light shower for 2-5 minutes or a drizzle for 2 hours.
0.10" A light rain for 30-45 minutes, moderate rain for 10 minutes or heavy rain for 5 minutes. Small puddles would form but usually disappear after a short while.
0.25" A light rain for 2-3 hours, moderate rain for 30-60 minutes or heavy rain for 15 minutes. Many puddles on the ground that do not disappear easily.
0.50" A light rain never reaches this amount, moderate rain for 1-2 hours or heavy rain for 30-45 minutes. Deep standing water for long periods of time.
Total Rainfall The accumulated rainfall over the insured period without taking into account how many times it rains over that period. Measurements are taken with a pre-approved rain gauge, an independent weather observer or rainfall data from the closest National Weather Service approved by Global Weather
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